74 River St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 74 River St, Old Saybrook, CT 06475

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,856 sqft · built 1900
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$477,000 (Feb 2023)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Feb 2023 Sale Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:049 B:024 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:049 B:024 L`
Alternative APN	`530700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	4,180 sqft
1st Floor Area	928 sqft
Attic	Attic
Attic Area	928 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	530700
Street Address	74 RIVER ST
City	OLD SAYBROOK
State	CT
Zip	06475-1513
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A
Legal Block	24
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 RIVER ST, OLD SAYBROOK, CT 06475-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer
Feb 24, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Quit Claim Deed, Transfer UNKNOWN
Nov 4, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Book / Page	682 / 522
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Feb 24, 2023
Property Address	74 RIVER ST, OLD SAYBROOK, CT 06475-1513
Document Number	000682-522
Book / Page	682 / 522
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Feb 24, 2023
Property Address	74 RIVER ST, OLD SAYBROOK, CT 06475-1513
Document Number	000682-535
Book / Page	682 / 535
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	74 RIVER ST, OLD SAYBROOK, CT 06475-1513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	654-1011
Date	Sep 28, 2020
Book Page	654/1011

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Dec 20, 2019
Property Address	74 RIVER ST, OLD SAYBROOK, CT 06475-1513
Document Number	646-765
Book / Page	000646 / 000765
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MEADOWLARK LN WESTBROOK CT 064981438, WESTBROOK, CT 06498-1438

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 4, 2019
Property Address	74 RIVER ST, OLD SAYBROOK, CT 06475-1513
Document Number	645-550
Book / Page	000645 / 000550
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MEADOWLARK LN WESTBROOK CT 064981438, WESTBROOK, CT 06498-1438

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00	$317,400 (+53.41%) Land $56,200 Building $261,200	$222,180 Land $39,340 Building $182,840
2024	$4,920.00 (+16.28%)
2023	$4,231.00 (+1.83%)	$206,900 (-) Land $51,900 Building $155,000
2022	$4,155.00	$206,900 Land $51,900 Building $155,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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