73 River St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 73 River St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,438 sqft · built 1907
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Apr 2007)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:049 B:029 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:049 B:029 L`
Alternative APN	`531400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,438 sqft Living Area
Gross Area	5,158 sqft
1st Floor Area	1,457 sqft
Attic	Attic
Attic Area	256 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	531400
Street Address	73 RIVER ST
City	OLD SAYBROOK
State	CT
Zip	06475-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	29
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 RIVER ST, OLD SAYBROOK, CT 06475-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit CHARTER OAK FCU
Dec 16, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2007 · Amount on Record
Deed Sale	Apr 20, 2007 · Amount on Record
Prior Sale	May 23, 1991 · Amount on Record
Deed Book / Page	512 / 462
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	73 RIVER ST, OLD SAYBROOK, CT 06475-1519
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000705-494
Date	Mar 25, 2026
Book Page	705/494

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Apr 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	73 RIVER ST, OLD SAYBROOK, CT 06475-1519
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000672-231
Date	Dec 16, 2021
Book Page	672/231

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,347.00	$409,500 (+54.53%) Land $53,500 Building $356,000	$286,650 Land $37,450 Building $249,200
2024	$6,347.00 (+17.12%)
2023	$5,419.00 (+1.84%)	$265,000 (-) Land $49,500 Building $215,500
2022	$5,321.00	$265,000 Land $49,500 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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