74 Ridgeway Cir, Benton, MO 63736 Property Records

Scott County property record for 74 Ridgeway Cir, Benton, MO 63736

Property Summary

Property Type	Single Family Home
Details	1,755 sqft · built 2005
Lot Size	3.72 acres (162,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2021)
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`08-8.0-27.00-000-000-013.30`

Property Details

APN / Parcel Number

Primary APN	`08-8.0-27.00-000-000-013.30`

Interior

Building Area	1,755 sqft Base Area
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Composition Shingle
Lot Area	162,043 sqft (3.72 acres)
Garage Type	Mixed
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	74 RIDGEWAY CIR
City	BENTON
State	MO
Zip	63736-8282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PINE RIDGE RANCH PHASE I S27 T28 R14 PB 16/29
Legal Range	14E
Legal Township	28N
Legal Section	27
Legal Subdivision	PINE RIDGE RANCH
Legal Phase	1
Legal Lot Number	2
Jurisdiction	SCOTT MO
Township / Civil Division	MORELAND
Census Block Group	1
Census Block	1087
Census Tract	781000

Owner

Source: Scott County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 RIDGEWAY CIR, BENTON, MO 63736-8282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20215971
Deed Book / Page	2021 / 5971
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Nov 19, 2021
Property Address	74 RIDGEWAY CIR, BENTON, MO 63736-8282
Document Number	2021/5971
Book / Page	2021 / 5971
Map Reference	MB 16 PG 29
Instrument Date	Nov 18, 2021
Instrument	20215971
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	NOT AVAILABLE, RELIABLE CMNTY TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIDGEWAY CIR, BENTON, MO 63736-8282

Mortgage

Document Number	20215972
Date	Nov 19, 2021
Instrument	20215972

Lender

Name	THE BANK OF MISSOURI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Unified School District	Scott County R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,090 (-)
2025	$2,718.00	$55,090 (+11.68%)	$289,940 (+11.67%) Land $31,360 Building $258,580
2023		$49,330	$259,640 Land $29,760 Building $229,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	52 (1979–2016)
Claims Outside the SFHA	6 of 52
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 9 claims Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000