Scott County property record for 400 Ridgeway Cir, Benton, MO 63736
| Property Type | Single Family Home |
|---|---|
| Details | 1,964 sqft · built 2019 |
| Lot Size | 4.27 acres (186,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Mar 2017) |
| Tax Bill | $2,504 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 08-8.0-27.00-000-000-013.14 |
| Primary APN | 08-8.0-27.00-000-000-013.14 |
|---|
| Building Area | 1,964 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Material | Composition Shingle |
| Lot Area | 186,001 sqft (4.27 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 400 RIDGEWAY CIR |
|---|---|
| City | BENTON |
| State | MO |
| Zip | 63736-8275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 PINE RIDGE RANCH PHASE I PB 16/29 |
| Legal Range | 14E |
| Legal Township | 28N |
| Legal Section | 27 |
| Legal Subdivision | PINE RIDGE RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | MORELAND |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 781000 |
400 Ridgeway Cir is owned and occupied by two individuals who bought it in March 2017.
Source: Scott County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK OF DEXTER |
| Jul 23, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST MIDWEST BANK OF DEXTER |
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK OF DEXTER |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA |
| Mar 20, 2017 | Warranty Deed, Transfer · Line of Credit FIRST MIDWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2017 · Amount on File |
| Deed Sale | Mar 20, 2017 · Amount on File |
| Deed Document Number | 20171213 |
| Deed Book / Page | 2017 / 1213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Document Number | 02024/1579 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 2024/1579 |
| Instrument | 20241579 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Document Number | 2021/4734 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 2021/4734 |
| Instrument | 20214734 |
| Name | FIRST MIDWEST BANK OF DEXTER |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/3175 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 2018/3175 |
| Instrument | 20183175 |
| Name | FIRST MIDWEST BANK OF DEXTER |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SIMON TITLE COMPANY, SEMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2019/0683 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 2019/0683 |
| Instrument | 20190683 |
| Name | FIRST MIDWEST BANK OF DEXTER |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNITED LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2019/4513 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 2019/4513 |
| Instrument | 20194513 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNITED LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Document Number | 2020/5404 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 2020/5404 |
| Instrument | 20205404 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Mar 20, 2017 |
| Property Address | 400 RIDGEWAY CIR, BENTON, MO 63736-8275 |
| Document Number | 2017/1213 |
| Book / Page | 2017 / 1213 |
| Map Reference | MB 16 PG 29 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 20171213 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | SEMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 263, MORLEY, MO 63767-0263 |
| Document Number | 20171214 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 20171214 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 400 Ridgeway Cir was $2,504.
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Unified School District | Scott County R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,730 (-) | ||
| 2025 | $2,504.00 | $50,730 | $267,090 Land $7,220 Building $259,870 |
| 2023 | $45,240 | $238,200 Land $7,220 Building $230,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Ridgeway Cir in Zone X, where a levee reduces flood risk, though there have been 52 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 52 (1979–2016) |
| Claims Outside the SFHA | 6 of 52 |
| Most Recent Claim | Jan 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Ridgeway Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
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