74 Richmond Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 74 Richmond Rd, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,003 sqft · built 1938
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on Record
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:027 B:0035 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:027 B:0035 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	880 sqft
Basement Area	524 sqft
Unfinished Basement	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	479,160 sqft (11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	74 RICHMOND RD
City	TROY
State	NH
Zip	03465-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	35
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4018
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 RICHMOND RD, TROY, NH 03465-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	74 RICHMOND RD, TROY, NH 03465-2400
Document Number	0030170258
Book / Page	003017 / 000258
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RICHMOND RD TROY NH 034652400, TROY, NH 03465-2400

Mortgage

Document Number	0030170258
Date	Feb 15, 2018
Book Page	003017/000258
Instrument	1220

Lender

Name	MASCOMA SVGS BK
Address	LEBANON, NH 03766

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2028

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,166.00 (+5.26%)	$193,423 (+69.98%) Land $36,523 Building $156,900
2018	$3,958.00	$113,790 Land $32,890 Building $80,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20