Cheshire County and Troy Town property record for 40 Richmond Rd, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,193 sqft · built 1850 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Apr 2021) |
| Tax Bill | $6,018 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:027 B:0031 L:0000 |
| Primary APN | TROY M:027 B:0031 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 4,230 sqft |
| 1st Floor Area | 968 sqft |
| Attic | Attic |
| Attic Area | 665 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 RICHMOND RD |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Block | 31 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 970800 |
Source: Cheshire County and Troy Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 RICHMOND RD, TROY, NH 03465-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Deed Document Number | 20213865 |
| Deed Book / Page | 3158 / 535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Recording Date | Apr 9, 2021 |
| Property Address | 40 RICHMOND RD, TROY, NH 03465-2400 |
| Document Number | 3158-535 |
| Book / Page | 3158 / 535 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2103865 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 RICHMOND RD, TROY, NH 03465-2400 |
| Document Number | 2103866 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2103866 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 40 RICHMOND RD, TROY, NH 03465-2400 |
| Document Number | 0029931180 |
| Book / Page | 002993 / 001180 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 40 RICHMOND RD TROY NH 034652400, TROY, NH 03465-2400 |
| Document Number | 0029931180 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 002993/001180 |
| Instrument | 6014 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,018.00 (+27.61%) | $279,400 (+106.05%) Land $32,000 Building $247,400 |
| 2018 | $4,716.00 | $135,600 Land $29,000 Building $106,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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