74 Ravine St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 74 Ravine St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,712 sqft · built 1981
Lot Size0.263 acres (11,473 sqft)
OwnerIndividual Name on File
Tax Bill$5,489 (2026)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN418-00035

Property Details

APN / Parcel Number

Primary APN418-00035
Alternative APN
  • CHIC M:0418 P:00035

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,712 sqft Living Area
Gross Area2,900 sqft
1st Floor Area1,712 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,473 sqft (0.263 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number418-00035
Street Address74 RAVINE ST
CityCHICOPEE
StateMA
Zip01020-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1001
Census Tract811000

Owner

74 Ravine St is owned and occupied by an individual.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address74 RAVINE ST, CHICOPEE, MA 01020-1131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address74 RAVINE ST, CHICOPEE, MA 01020-1131
Document Number0000212215
Instrument DateAug 26, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000212215
DateOct 2, 2017
Instrument212215
Lender
NameTD BK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 74 Ravine St was $5,489, up 3.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,489.00 (+3.72%)$360,200 (+3.18%) Land $122,600 Building $237,600$342,960 (+15.27%)
2025$5,292.00 (+4.26%)$349,100 (+1.51%) Land $111,500 Building $237,600$297,540
2024$5,076.00 (+5.35%)$343,900 (+8.14%) Land $109,300 Building $234,600
2023$4,818.00$318,000 Land $99,400 Building $218,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Ravine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Ravine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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