Hampden County and Chicopee City property record for 12 Ravine St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,068 sqft · built 1956 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,400 (Dec 2019) |
| Tax Bill | $4,045 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-00088 |
| Primary APN | 419-00088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 2,166 sqft |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 419-00088 |
|---|---|
| Street Address | 12 RAVINE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 RAVINE ST, CHICOPEE, MA 01020-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · ARM ALDENVILLE CU |
| Jul 19, 2017 | Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE) |
| Dec 30, 2019 | Quit Claim Deed, Transfer · FHA Mortgage ENVISION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Deed Book / Page | 23026 / 547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 12 RAVINE ST, CHICOPEE, MA 01020-1131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 024370-421 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 24370/421 |
| Instrument | 4815 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Type Change Date | Feb 1, 2027 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 12 RAVINE ST, CHICOPEE, MA 01020-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21770-240 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 21770/240 |
| Instrument | 40458 |
| Name | PEOPLESBANK (HOLYOKE) |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 30, 2019 |
| Property Address | 12 RAVINE ST, CHICOPEE, MA 01020-1131 |
| Document Number | 23026-547 |
| Book / Page | 23026 / 547 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 78121 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 RAVINE ST, CHICOPEE, MA 01020-1131 |
| Document Number | 78122 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 78122 |
| Name | ENVISION BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,045.00 (+7.92%) | $265,400 (+7.36%) Land $108,900 Building $156,500 | $258,769 (+4.12%) |
| 2025 | $3,748.00 (+3.48%) | $247,200 (+0.73%) Land $99,000 Building $148,200 | $248,520 |
| 2024 | $3,622.00 (+7.41%) | $245,400 (+10.24%) Land $97,000 Building $148,400 | |
| 2023 | $3,372.00 | $222,600 Land $88,200 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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