74 Prospect St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 74 Prospect St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,729 sqft · built 1926
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2011)
Tax Bill	$9,769 (2025)
Flood Zone	Zone AE (high risk)
APN	`02-00125-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`02-00125-0000-00029`
Alternative APN	`020012500029`

Interior

Stories	1 Story
Building Area	1,729 sqft Living Area
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	80 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number	020012500029
Street Address	74 PROSPECT ST
City	BLOOMFIELD
State	NJ
Zip	07003-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	45 X 80
Legal Subdivision	NORTHERN REALTY CO
Legal Block	125
Legal Lot Number	29
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2000
Census Tract	15600

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 PROSPECT ST, BLOOMFIELD, NJ 07003-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2011 · Amount on Record
Deed Sale	Jan 5, 2011 · Amount on Record
Prior Sale	Oct 10, 2007 · Amount on Record
Deed Document Number	20111203
Deed Book / Page	12290 / 6146
Last Transfer Date	Sep 4, 2024
Transfer Doc	0000057455
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (-) Land $53,600 Building $226,400	$280,000 (-) Land $53,600 Building $226,400
2025	$9,769.00 (+2.86%)	$280,000 (-) Land $53,600 Building $226,400	$280,000 (-) Land $53,600 Building $226,400
2024	$9,497.00 (+5.93%)
2023		$280,000 Land $53,600 Building $226,400	$280,000 Land $53,600 Building $226,400
2022	$8,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	79 (1984–2026)
Claims Outside the SFHA	8 of 79
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20