Osceola County property record for 74 Polermo Ave, Saint Cloud, FL 34771 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,990 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2025) |
| Tax Bill | $4,251.00 (2025) |
| Primary APN | 21-25-31-4978-0001-0580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,732 sqft Gross Area |
| 1st Floor | 1,990 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 74 POLERMO AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 58 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | SIENA RESERVE |
| Legal Phase | 2A |
| Legal Lot Number | 58 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 21-25-31-4978-0001-0580
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 14, 2025 | Warranty Deed, Transfer · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Aug 04, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage HOME SOLUTION LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Aug 04, 2021 · Amount on Record |
| Deed Doc Number | 202546641 |
| Deed Book / Page | 6770 / 2249 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 14, 2025 |
| Property Address | 74 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Document Number | 0067702249 |
| Book / Page | 6770 / 2249 |
| Map Reference | MB 29 PG 42 |
| Instrument Date | Apr 11, 2025 |
| Instrument | 2025046641 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | HOMETOWN TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10224 RUTLAND ROUND RD, COLUMBIA, MD 21044-4945 |
| Name | Verified Name |
|---|---|
| Address | 74 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Document Number | 0067702251 |
|---|---|
| Date | Apr 14, 2025 |
| Instrument | 6770/2251 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 04, 2021 |
| Property Address | 74 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Document Number | 0060152546 |
| Book / Page | 6015 / 2546 |
| Map Reference | MB 29 PG 42 |
| Instrument Date | Jul 31, 2021 |
| Instrument | 2021120472 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,134.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 74 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Document Number | 0060152548 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 6015/2548 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,251.00 (+7.24%) | $296,277 (+5.99%) | $346,300 (+4.97%) Land $75,000 Building $271,300 |
| 2023 | $3,964.00 (+4.1%) Homeowner's exemption | $279,542 (+3%) | $329,900 (+21.55%) Land $70,000 Building $259,900 |
| 2022 | $3,808.00 Homeowner's exemption | $271,400 Land $60,000 Building $211,400 | $271,400 Land $60,000 Building $211,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 157 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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