Osceola County property record for 62 Polermo Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,990 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2025) |
| Tax Bill | $4,949.00 (2025) |
| Primary APN | 212531497900013030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,990 sqft Heated Area |
| Gross Area | 2,732 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 238 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 62 POLERMO AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 303 |
| Legal Subdivision | SIENA RESERVE PHS 2C TEMP |
| Legal Phase | 2C |
| Legal Lot Number | 303 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 212531497900013030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 62 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOWER LLC |
| Nov 18, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage HOME SOLUTION LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Deed Doc Number | 0068041836 |
| Deed Book / Page | 6317 / 1773 |
| Prior Transfer Date | Nov 18, 2022 |
| Prior Transfer Doc | 2022168190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 62 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10189 LEE VISTA BLVD 1208, 1208, ORLANDO, FL 32829-8079 |
| Document Number | 0068041838 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 6804/1838 |
| Instrument | 2025075194 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 62 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Document Number | 0063171773 |
| Book / Page | 6317 / 1773 |
| Map Reference | MB 30 PG 160-163 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022168190 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,900.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 62 POLERMO AVE, SAINT CLOUD, FL 34771-9428 |
| Document Number | 0063171775 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 6317/1775 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2062 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,949.00 (-5.26%) Homeowner's exemption | $346,670 (+5.18%) | $348,300 (+5.67%) Land $75,000 Building $273,300 |
| 2023 | $5,224.00 (+523.39%) | $329,600 (+449.33%) Land $70,000 Building $259,600 | $329,600 (+449.33%) Land $70,000 Building $259,600 |
| 2022 | $838.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 157 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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