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74 N Oak Ave, Umatilla, FL 32784 Property Records

Lake County property record for 74 N Oak Ave, Umatilla, FL 32784 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,791 sqft · built 2018
Lot Size0.268 acres (11,684 sqft)
OwnerCompany Name on File
Last Sale$254,100 (Jul 2026)
Tax Bill$6,888 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-18-26-0001-000-08500

Property Details

APN / Parcel Number

Primary APN13-18-26-0001-000-08500
Alternative APNs
  • 261813000100008500
  • 3907345

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,791 sqft Living Area
Gross Area2,231 sqft Gross Area
1st Floor Area1,791 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,684 sqft (0.268 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area440 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area120 sqft Patio
PorchScreened/Unfinished Porch
Porch Area79 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3907345
Street Address74 N OAK AVE
CityUMATILLA
StateFL
Zip32784-8603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM NW COR OF LOT 25 BLK C IN OAK PARK PB 2 PG 16 RUN N 90-0-0 W ALONG S R/W LINE OF EAST LAKE STREET A DIST OF 108 FT TO A POINT ON E R/W LINE OF NORTH OAK AVE S 0-0-0 E ALONG SAID E R/W LINE A DIST OF 94 FT FOR POB CONT S 0-0-0 E ALONG SAID E R/W
Legal Range26E
Legal Township18S
Legal Section13
Legal Quarter1
Legal SubdivisionIN OAK PARK
Legal BlockC
Legal Lot Number25
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1053
Census Tract30109

Owner

Source: Lake County records · APN 13-18-26-0001-000-08500

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 939, MOUNT DORA, FL 32756-0939
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Certificate of Transfer, Transfer
Jun 24, 2026Contract Sale, Transfer
Jun 19, 2023Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FINANCIAL GROUP INC
Oct 18, 2019Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE FINANCIAL GROUP INC
Oct 09, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2026 · Amount on Record
Deed SaleJul 07, 2026 · Amount on Record
Prior SaleJun 19, 2023 · Amount on Record
Deed Document Number202682904
Deed Book / Page6771 / 1027
Record UpdatedSep 20, 2026

July 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionLAKE FL
Recording DateJul 07, 2026
Property Address74 N OAK AVE, UMATILLA, FL 32784-8603
Document Number0000082904
Book / Page6771 / 1027
Instrument DateJul 07, 2026
Instrument202682904
Transaction TypeTransfer
Record UpdatedJul 20, 2026

Transaction

AmountAmount Recorded
Tax$179,648.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

June 2026: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionLAKE FL
Recording DateJun 24, 2026
Property Address74 N OAK AVE, UMATILLA, FL 32784-8603
Document Number0000077866
Book / Page6764 / 456
Instrument DateJun 18, 2026
Instrument202677866
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 19, 2023
Property Address74 N OAK AVE, UMATILLA, FL 32784-8603
Document Number0061621043
Book / Page6162 / 1043
Instrument DateJun 16, 2023
Instrument2023073301
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,408.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 N OAK AVE, UMATILLA, FL 32784-8603

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 N OAK AVE, UMATILLA, FL 32784-8603

Mortgage

Document Number0061621045
DateJun 19, 2023
Instrument6162/1045
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address74 N OAK AVE, UMATILLA, FL 32784-8603
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053601171
DateOct 18, 2019
Book Page5360/1171
Instrument2019118391
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
AddressTAVARES, FL 32778
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 09, 2018
Property Address74 N OAK AVE, UMATILLA, FL 32784-8603
Document Number0051811748
Book / Page5181 / 1748
Instrument DateOct 05, 2018
Instrument2018118404
Transaction TypeTransfer
Record UpdatedJan 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,477.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3411 N HIGHWAY 19A, 3411, MOUNT DORA, FL 32757-3490

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 N OAK AVE, UMATILLA, FL 32784-8603

Mortgage

Document Number2018118405
DateOct 09, 2018
Instrument2018118405
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$332,600 (-) Land $95,000 Building $237,600$332,600 (-) Land $95,000 Building $237,600
2025$6,888.00 (-12.33%)$332,600 (+46.23%) Land $95,000 Building $237,600$332,600 (+4.23%) Land $95,000 Building $237,600
2024$7,857.00 (+104.18%)
2023$3,848.00 (+3.36%)$227,450 (+3%)$319,116 (+19.42%) Land $91,200 Building $227,916
2022$3,723.00 Homeowner's exemption$220,830$267,226 Land $39,520 Building $227,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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