Lake County property record for 65 N Oak Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1985 |
| Lot Size | 0.391 acres (17,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $830 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0001-000-03201 |
| Primary APN | 13-18-26-0001-000-03201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 17,040 sqft (0.391 acres) |
| Lot Dimensions | 142 ft deep x 120 ft wide |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2784849 |
|---|---|
| Street Address | 65 N OAK AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 120 FT OF S 142 FT OF N 1518 FT OF E 1/2 OF W 1/2 OF E 1/2 OF NE 1/4 ORB 851 PG 1343 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Tract | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 30109 |
65 N Oak Ave is owned and occupied by two individuals who acquired it in July 1986.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 N OAK AVE, UMATILLA, FL 32784-8604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1986 |
| Deed Sale | Jul 1, 1986 |
| Deed Document Number | 0000884761 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,950 | $199,912 Land $97,572 Building $102,340 | |
| 2024 | $830.00 (+1.84%) | ||
| 2023 | $815.00 (+9.4%) Homeowner's exemption | $66,000 (+3%) | $188,511 (-) Land $97,572 Building $90,939 |
| 2022 | $745.00 Homeowner's exemption | $64,080 | $188,511 Land $97,572 Building $90,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 N Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65 N Oak Ave is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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