Augusta County property record for 74 Mount Joy Ln, Raphine, VA 24472 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,379 sqft Living Area |
| Lot Size | 432,202 sqft (9.92 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $299,900 (2022) |
| Tax Bill | $2,232.00 (2026) |
| Primary APN | 095B 1 4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,379 sqft Living Area |
| Gross Area | 4,834 sqft Gross Area |
| 1st Floor | 1,530 sqft 1st Floor |
| Basement Area | 1,530 sqft Basement |
| Unfinished Basement | 1,530 sqft Unfinished |
| Stories | 1 Stories |
| Sunroom | Sunroom |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 432,202 sqft (9.92 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,624 sqft Garage |
| Deck Area | 240 sqft Deck |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Propane Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 74 MT JOY LN |
|---|---|
| City | RAPHINE |
| State | VA |
| Zip | 24472-2849 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 95B-(1)-4 BEAU GESTE 9.922 AC |
| Legal Subdivision | SPOTTSWOOD |
| Jurisdiction | AUGUSTA VA |
| Minor Civil Division | RIVERHEADS |
| Census Blockgroup | 4 |
| Census Block | 4044 |
| Census Tract | 71000 |
Source: Augusta County records · APN 095B 1 4
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 MT JOY LN, RAPHINE, VA 24472-2849 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SAVINGS BANK |
| Jun 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Mar 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2022 · Amount on Record |
| Deed Sale | Jun 01, 2022 · Amount on Record |
| Prior Sale | Mar 21, 2017 · Amount on Record |
| Deed Doc Number | 20224858 |
| Prior Transfer Date | May 16, 2022 |
| Prior Transfer Doc | 0000004858 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 74 MT JOY LN, RAPHINE, VA 24472-2849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0200001551 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 200001551 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jun 01, 2022 |
| Property Address | 74 MT JOY LN, RAPHINE, VA 24472-2849 |
| Document Number | 0220004858 |
| Instrument Date | May 16, 2022 |
| Instrument | 220004858 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 74 MT JOY LN, RAPHINE, VA 24472-2849 |
| Investor | Possibly a Property Investor |
| Document Number | 0220004859 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 220004859 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Mar 21, 2017 |
| Property Address | 74 MT JOY LN, RAPHINE, VA 24472-2849 |
| Document Number | 0170002231 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 170002231 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | INSIGHT TITLE AND SETTLEMENT SERVICES, INSIGHT TITLE & STLMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 MT JOY LN, RAPHINE, VA 24472-2849 |
| Document Number | 0170002232 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 170002232 |
| Name | JG WENTWORTH HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 170002232 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 170002232 |
| Name | JG WENTWORTH HOME LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,232.00 (+16.49%) | $429,300 (+41.13%) Land $107,400 Building $321,900 | |
| 2024 | $429,300 (+41.13%) Land $107,400 Building $321,900 | ||
| 2023 | $1,916.00 (+9.36%) | $304,191 Land $112,500 Building $191,691 | $304,191 Land $112,500 Building $191,691 |
| 2022 | $1,752.00 |
Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 88% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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