10 Mount Joy Ln, Raphine, VA 24472 Property Records

Augusta County property record for 10 Mount Joy Ln, Raphine, VA 24472 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,219 sqft · built 1981
Lot Size	5.95 acres (259,269 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,196 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`095 101G`

Property Details

APN / Parcel Number

Primary APN	`095 101G`
Alternative APNs	`2546430` `28406`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,219 sqft Gross Area
1st Floor Area	973 sqft
Basement Area	973 sqft
Finished Basement	243 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	259,269 sqft (5.95 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Deck Area	481 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10 MT JOY LN
City	RAPHINE
State	VA
Zip	24472-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95-101G BEAU GESTE LOT 7 5.952 AC
Legal Subdivision	SPOTTSWOOD
Legal Lot Number	5,7
Jurisdiction	AUGUSTA VA
Township / Civil Division	RIVERHEADS
Census Block Group	4
Census Block	4044
Census Tract	71000

Owner

Source: Augusta County records · APN 095 101G

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3813 STONEMONT DR, COCOA, FL 32926-6424
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	10 MT JOY LN, RAPHINE, VA 24472-2849
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170002480
Date	Mar 28, 2017
Instrument	170002480

Lender

Name	DUPONT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Mar 17, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,196.00	$230,000 (-) Land $73,800 Building $156,200
2025	$1,196.00 (+6.31%)	$230,000 (+28.78%) Land $73,800 Building $156,200
2024			$230,000 (+28.78%) Land $73,800 Building $156,200
2023	$1,125.00	$178,600 Land $82,200 Building $96,400	$178,600 Land $82,200 Building $96,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 88% of Virginia
Wildfire Likelihood	About 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.