Hampden County and Westfield City property record for 74 Mill St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,577 sqft · built 1790 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,020 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:38 L:31 |
| Primary APN | WFLD M:38 L:31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,577 sqft Living Area |
| Gross Area | 4,898 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 27,878 sqft (0.64 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 74 MILL ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 31 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 812701 |
74 Mill St is owned and occupied by an individual who acquired it in October 2018.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 MILL ST, WESTFIELD, MA 01085-4259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage POLISH NATIONAL CU |
| Oct 4, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2018 |
| Deed Sale | Oct 4, 2018 |
| Prior Sale | Apr 22, 2005 |
| Deed Document Number | 201859728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 74 MILL ST, WESTFIELD, MA 01085-4259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22217-541 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 22217/541 |
| Instrument | 33115 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Oct 4, 2018 |
| Property Address | 74 MILL ST, WESTFIELD, MA 01085-4259 |
| Document Number | 22389-100 |
| Book / Page | 022389 / 000100 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 59728 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 MILL ST WESTFIELD MA 010854259, WESTFIELD, MA 01085-4259 |
The 2026 property tax bill for 74 Mill St was $6,020, up 8.6% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,020.00 (+8.64%) | $403,200 (+10.47%) Land $124,600 Building $278,600 | $352,607 (-18.16%) |
| 2025 | $5,541.00 | $365,000 Land $121,000 Building $244,000 | $430,825 (+3.7%) |
| 2024 | $415,435 | ||
| 2023 | $5,162.00 | $304,000 Land $104,800 Building $199,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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