Lapeer County property record for 74 Mill St, Lapeer, MI 48446 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,254 sqft Living Area |
| Lot Size | 8,799 sqft (0.202 acres) |
| Garage | 768 sqft |
| Last Sale | $178,000 (2022) |
| Tax Bill | $3,458.00 (2025) |
| Primary APN | L20-27-700-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,254 sqft Living Area |
| 1st Floor | 966 sqft 1st Floor |
| Basement Area | 966 sqft Basement |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 8,799 sqft (0.202 acres) |
| Depth X Width | 88 ft x 100 ft Depth x Width |
| Garage Area | 768 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 74 MILL ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAPEER ORIGINAL PLAT NE 1/4 SWLY 10 FT OF LOTS 1 & 2 AND NELY 90 FT O F LOTS 13 & 14. BLOCK 16, EX SELY 12 FT THEREOF |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | CITY OF LAPEER R ORIGINAL |
| Legal Block | 16 |
| Legal Lot Number | 1-14 |
| Jurisdiction | LAPEER MI |
| Minor Civil Division | LAPEER |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 337500 |
Source: Lapeer County records · APN L20-27-700-040-00
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 E OAKWOOD RD, OXFORD, MI 48371-1705 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Jul 08, 2016 · Amount on Record |
| Deed Book / Page | 3331 / 900 |
| Prior Transfer Date | Jul 07, 2016 |
| Prior Transfer Doc | 2836000584 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 22, 2022 |
| Property Address | 74 MILL ST, LAPEER, MI 48446-2310 |
| Document Number | 0033310900 |
| Book / Page | 3331 / 900 |
| Map Reference | LB D PG 1 |
| Instrument Date | Dec 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | BELL TITLE AGENCY OF GENESEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 MILL ST, LAPEER, MI 48446-2310 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 205 E OAKWOOD RD, OXFORD, MI 48371-1705 |
| Document Number | 0003331805 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 3331/805 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 74 MILL ST, LAPEER, MI 48446-2310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 74 MILL ST, LAPEER, MI 48446-2310 |
| Document Number | 0032140812 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 3214/812 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 112 Months |
| Due | Oct 13, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,700 (+13%) | $163,400 (+13%) | |
| 2025 | $3,458.00 (+88.65%) | $72,300 (+6.48%) | $144,600 (+6.48%) |
| 2023 | $67,900 | $135,800 | |
| 2022 | $1,833.00 |
Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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