40 Mill St, Lapeer, MI 48446 Property Records

Lapeer County property record for 40 Mill St, Lapeer, MI 48446 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	1,204 sqft Living Area
Lot Size	7,013 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$103,000 (2021)
Tax Bill	$1,800.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`L20-28-000-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,204 sqft Living Area
1st Floor	1,028 sqft 1st Floor
Basement Area	652 sqft Basement
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,013 sqft (0.161 acres)
Depth X Width	100 ft x 70 ft Depth x Width
Garage Area	360 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	40 MILL ST
City	LAPEER
State	MI
Zip	48446-2310
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CITY OF LAPEER ORIGINAL PLAT NE 1/4 NELY 65 FT OF LOTS 1 & 2, BLK 17; ALSO THAT PART OF VAC RIVER ST BEG NE COR LOT 1, TH
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	17
Legal Lot Number	1-2
Jurisdiction	LAPEER MI
Minor Civil Division	LAPEER
Census Blockgroup	3
Census Block	3015
Census Tract	337500

Owner

Source: Lapeer County records · APN L20-28-000-040-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 MILL ST, LAPEER, MI 48446-2310
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Sep 25, 1979 · Amount on Record
Deed Book / Page	3239 / 890
Last Transfer Date	Nov 12, 2024
Transfer Doc	0034330658
Record Refreshed	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 27, 2021
Property Address	40 MILL ST, LAPEER, MI 48446-2310
Document Number	0032390890
Book / Page	3239 / 890
Map Reference	LB D PG 1
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$772.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MILL ST, 40, LAPEER, MI 48446-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST, LAPEER, MI 48446-2310

Mortgage

Document Number	3239893
Date	Sep 27, 2021
Instrument	3239/893

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,000 (+8.73%)	$132,000 (+8.73%)
2025	$1,800.00 (+11.52%) Homeowner's exemption	$60,700 (+6.12%)	$121,400 (+6.12%)
2023		$57,200	$114,400
2022	$1,614.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.