Otsego County and Worcester Town property record for 74 Main St, Worcester, NY 12197
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Feb 2002) |
| Tax Bill | $3,706 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 199.17-1-63.00 |
| Primary APN | 366600 199.17-1-63.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 33,977 sqft (0.78 acres) |
|---|---|
| Lot Dimensions | 215 ft deep x 160 ft wide |
| Account Number | 480173002 |
|---|---|
| Street Address | 74 MAIN ST |
| City | WORCESTER |
| State | NY |
| Zip | 12197-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RHD |
| Legal Block | 1 |
| Legal Lot Number | 63.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 590702 |
74 Main St is owned and occupied by two individuals who bought it in February 2002.
Source: Otsego County and Worcester Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 MAIN ST, WORCESTER, NY 12197-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2002 · Amount on File |
| Deed Sale | Feb 5, 2002 · Amount on File |
| Deed Book / Page | 959 / 1 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 74 Main St was $3,706 with a homeowner's exemption, up 37.7% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,706.00 (+37.67%) Homeowner's exemption | ||
| 2025 | $2,692.00 | $62,250 Land $17,600 Building $44,650 | $151,460 Land $42,822 Building $108,638 |
| 2023 | $62,250 Land $17,600 Building $44,650 | $135,326 Land $38,261 Building $97,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2015 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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