65 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 65 Main St, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Lot Size	5.98 acres (260,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Dec 2023)
Tax Bill	$4,657 (2026)
Deeds & Mortgages	Dec 2023 Sale Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`366600 199.17-1-1.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.17-1-1.00`
Alternative APNs	`660019901700010010000000` `480284502`

Exterior

Lot Area	260,489 sqft (5.98 acres)
Lot Width	445 ft Width

Location & Zoning

Account Number	480284502
Street Address	65 MAIN ST
City	WORCESTER
State	NY
Zip	12197-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1034
Census Tract	590702

Owner

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 MAIN ST, WORCESTER, NY 12197-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer
Dec 22, 2023	Executor's Deed, Transfer
Jun 29, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2021	Quit Claim Deed, Transfer
Nov 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20235314
Prior Transfer Date	Jun 8, 2023
Prior Transfer Doc	0000000585
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Dec 22, 2023
Property Address	65 MAIN ST, WORCESTER, NY 12197-3508
Document Number	0000000315
Instrument Date	Dec 14, 2023
Instrument	2023-5315
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 MAIN ST, PORT MURRAY, NJ 07865-4037

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Dec 22, 2023
Property Address	65 MAIN ST, WORCESTER, NY 12197-3508
Document Number	0000000314
Instrument Date	Dec 6, 2023
Instrument	2023-5314
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 MAIN ST, PORT MURRAY, NJ 07865-4037

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 29, 2023
Property Address	65 MAIN ST, WORCESTER, NY 12197-3508
Document Number	0000000585
Instrument Date	Jun 8, 2023
Instrument	2023-2585
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 COUNTRY RD, DAVENPORT, NY 13750

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 22, 2021
Property Address	65 MAIN ST, WORCESTER, NY 12197-3508
Document Number	0000000520
Instrument Date	Nov 11, 2021
Instrument	2021-6520
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 COUNTRY RD, DAVENPORT, NY 13750

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 12, 2020
Property Address	65 MAIN ST, WORCESTER, NY 12197-3508
Document Number	0000005074
Instrument Date	Jun 20, 2019
Instrument	5074
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 MAIN ST WORCESTER NY 121973508, WORCESTER, NY 12197-3508

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,657.00 (-2.84%)
2025	$4,793.00	$78,400 (-) Land $26,400 Building $52,000	$190,754 (+11.92%) Land $64,233 Building $126,521
2023		$78,400 (-) Land $26,400 Building $52,000	$170,435 (+10.87%) Land $57,391 Building $113,044
2022		$78,400 Land $26,400 Building $52,000	$153,725 Land $51,765 Building $101,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE MEADOWS (OF OTSEGO COUNTY) private · serves 402 people · EPA ID NY3810482
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	WORCESTER WD #2 - WORCESTER
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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