Middlesex County and Acton Town property record for 74 Liberty St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,677 sqft · built 1951 |
| Lot Size | 0.356 acres (15,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,256 (Oct 2019) |
| Tax Bill | $10,683 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H2 B:0124 L:0000 |
| Primary APN | ACTO M:00H2 B:0124 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 3,380 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,520 sqft (0.356 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 74 LIBERTY ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 124 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 363201 |
74 Liberty St is owned and occupied by an individual who bought it in October 2019.
Source: Middlesex County and Acton Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 LIBERTY ST, ACTON, MA 01720-3554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG |
| Oct 21, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 11, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on File |
| Deed Sale | Oct 21, 2019 · Amount on File |
| Prior Sale | Apr 11, 2011 · Amount on File |
| Deed Book / Page | 73491 / 266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 74 LIBERTY ST, ACTON, MA 01720-3554 |
| Document Number | 75512-419 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 74 LIBERTY ST ACTON MA 017203554, ACTON, MA 01720-3554 |
| Document Number | 75512-419 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 075512/000419 |
| Instrument | 151861 |
| Name | NATIONS LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 21, 2019 |
| Property Address | 74 LIBERTY ST, ACTON, MA 01720-3554 |
| Document Number | 073491-266 |
| Book / Page | 73491 / 266 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 161850 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 LIBERTY ST, ACTON, MA 01720-3554 |
| Document Number | 0000161851 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 161851 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Mar 11, 2019 |
| Property Address | 74 LIBERTY ST, ACTON, MA 01720-3554 |
| Document Number | 72314-291 |
| Book / Page | 072314 / 000291 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 29200 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 LIBERTY ST ACTON MA 017203554, ACTON, MA 01720-3554 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Mar 11, 2019 |
| Property Address | 74 LIBERTY ST, ACTON, MA 01720-3554 |
| Document Number | 72314-288 |
| Book / Page | 072314 / 000288 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 29199 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 LIBERTY ST ACTON MA 017203554, ACTON, MA 01720-3554 |
| Document Number | 72314-294 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 072314/000294 |
| Instrument | 29201 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2049 |
The 2025 property tax bill for 74 Liberty St was $10,683, up 5.6% from the year before.
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,683.00 (+5.57%) | $622,900 (+2.62%) Land $309,500 Building $313,400 | $688,465 (+4.76%) |
| 2024 | $10,119.00 (-0.42%) | $607,000 (+4.89%) Land $309,500 Building $297,500 | $657,210 |
| 2023 | $10,162.00 | $578,700 Land $281,200 Building $297,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Liberty St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Liberty St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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