Middlesex County and Acton Town property record for 69 Liberty St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 1945 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Dec 2019) |
| Tax Bill | $12,156 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Sep 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00H2 B:0107 L:0000 |
| Primary APN | ACTO M:00H2 B:0107 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,814 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,500 sqft (0.402 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 69 LIBERTY ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 107 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 363201 |
69 Liberty St is owned and occupied by an individual who bought it in December 2019.
Source: Middlesex County and Acton Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage CITIZENS BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 13, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND |
| Oct 19, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage MICHAEL GOODMAN |
| Apr 14, 2017 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on File |
| Deed Sale | Dec 13, 2019 · Amount on File |
| Prior Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 20197663 |
| Deed Book / Page | 73820 / 385 |
| Prior Transfer Date | Dec 6, 2019 |
| Prior Transfer Doc | 73820-385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0084128-26 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 84128/26 |
| Instrument | 56531 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078792-388 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 78792/388 |
| Instrument | 214111 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78792-388 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 78792/388 |
| Instrument | 214111 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Dec 13, 2019 |
| Property Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Document Number | 73820-385 |
| Book / Page | 73820 / 385 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 197663 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Document Number | 197664 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 197664 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 19, 2017 |
| Property Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Document Number | 70101-340 |
| Book / Page | 070101 / 000340 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 9759 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LINDEN AVE RENSSELAER NY 121444220, RENSSELAER, NY 12144-4220 |
| Document Number | 70101-343 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 070101/000343 |
| Instrument | 9760 |
| Name | MICHAEL GOODMAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Apr 14, 2017 |
| Property Address | 69 LIBERTY ST, ACTON, MA 01720-3545 |
| Document Number | 69146-112 |
| Book / Page | 069146 / 000112 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 55198 |
| Transaction Type | Foreclosure |
| Record Updated | May 2, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,002.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 69 Liberty St was $12,156, up 5.9% from the year before.
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,156.00 (+5.9%) | $708,800 (+2.93%) Land $311,300 Building $397,500 | $692,835 (+4.17%) |
| 2024 | $11,479.00 (-1%) | $688,600 (+4.29%) Land $311,300 Building $377,300 | $665,095 |
| 2023 | $11,595.00 | $660,300 Land $283,000 Building $377,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Liberty St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69 Liberty St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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