74 James Rd, Dyer, TN 38330 Property Records

Gibson County property record for 74 James Rd, Dyer, TN 38330

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,008 sqft · built 1973
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Apr 2024)
Tax Bill$550 (2025)
Deeds & MortgagesApr 2024 Mortgage
May 2023 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN027047 00601

Property Details

APN / Parcel Number

Primary APN027047 00601
Alternative APN
  • 047 00601

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions152 ft deep x 263 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area300 sqft
Deck Area160 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area800 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address74 JAMES RD
CityDYER
StateTN
Zip38330-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 21, COUNTY AREA: R05
JurisdictionGIBSON TN
Township / Civil Division19
Census Block Group2
Census Block2032
Census Tract966200

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address74 JAMES RD, DYER, TN 38330-3210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · USDA Mortgage
LEADERS CU
May 18, 2023Trustee's Deed, Foreclosure
May 23, 2022Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Oct 26, 2021Warranty Deed, Transfer · USDA Mortgage
SIMMONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleMay 18, 2023 · Amount on Record
Deed Document Number233086
Deed Book / Page1103 / 1389
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGIBSON TN
Property Address74 JAMES RD, DYER, TN 38330-3210
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 KEY CORNER RD, HALLS, TN 38040-5062

Mortgage

Document Number0000233087
DateApr 29, 2024
Book Page1103/1394
Instrument233087
Lender
NameLEADERS CU
TypeCredit Union
Address35 STONEBRIDGE BLVD, JACKSON, TN 38305
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

May 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGIBSON TN
Recording DateMay 18, 2023
Property Address74 JAMES RD, DYER, TN 38330-3210
Document Number0000225237
Book / Page1091 / 2547
Instrument DateMay 18, 2023
Instrument225237
Transaction TypeForeclosure
Record UpdatedJun 5, 2023

Transaction

AmountAmount Recorded
Tax$395.38
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 RESEARCH PKWY, MERIDEN, CT 06450-8301

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGIBSON TN
Recording DateMay 23, 2022
Property Address74 JAMES RD, DYER, TN 38330-3210
Document Number0000216571
Book / Page1079 / 1129
Instrument DateMay 23, 2022
Instrument216571
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyDYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$551.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 JAMES RD, DYER, TN 38330-3210

Mortgage

Document Number0000216572
DateMay 23, 2022
Instrument216572
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGIBSON TN
Recording DateOct 26, 2021
Property Address74 JAMES RD, DYER, TN 38330-3210
Document Number0000210625
Book / Page1070 / 1113
Instrument DateOct 25, 2021
Instrument210625
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$499.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address74 JAMES RD, DYER, TN 38330-3210

Mortgage

Document Number0000210626
DateOct 26, 2021
Instrument210626
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGibson County
Unified School DistrictGibson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$550.00$25,600 Land $2,400 Building $23,200
2024$102,400 Land $9,600 Building $92,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIBSON CO MUNI WATER DIST #1
serves 2,433 people · EPA ID TN0000709
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on James Rd

Nearby Streets

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