Gibson County property record for 74 James Rd, Dyer, TN 38330
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,008 sqft · built 1973 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2024) |
| Tax Bill | $550 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2023 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027047 00601 |
| Primary APN | 027047 00601 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 152 ft deep x 263 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 74 JAMES RD |
|---|---|
| City | DYER |
| State | TN |
| Zip | 38330-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 21, COUNTY AREA: R05 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 966200 |
Source: Gibson County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · USDA Mortgage LEADERS CU |
| May 18, 2023 | Trustee's Deed, Foreclosure |
| May 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Oct 26, 2021 | Warranty Deed, Transfer · USDA Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Prior Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 233086 |
| Deed Book / Page | 1103 / 1389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 870 KEY CORNER RD, HALLS, TN 38040-5062 |
| Document Number | 0000233087 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 1103/1394 |
| Instrument | 233087 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | 35 STONEBRIDGE BLVD, JACKSON, TN 38305 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | May 18, 2023 |
| Property Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Document Number | 0000225237 |
| Book / Page | 1091 / 2547 |
| Instrument Date | May 18, 2023 |
| Instrument | 225237 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $395.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RESEARCH PKWY, MERIDEN, CT 06450-8301 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | May 23, 2022 |
| Property Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Document Number | 0000216571 |
| Book / Page | 1079 / 1129 |
| Instrument Date | May 23, 2022 |
| Instrument | 216571 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Title Company | DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $551.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Document Number | 0000216572 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 216572 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Oct 26, 2021 |
| Property Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Document Number | 0000210625 |
| Book / Page | 1070 / 1113 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 210625 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 74 JAMES RD, DYER, TN 38330-3210 |
| Document Number | 0000210626 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 210626 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550.00 | $25,600 Land $2,400 Building $23,200 | |
| 2024 | $102,400 Land $9,600 Building $92,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBSON CO MUNI WATER DIST #1 serves 2,433 people · EPA ID TN0000709 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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