56 James Rd, Dyer, TN 38330 Property Records

Gibson County property record for 56 James Rd, Dyer, TN 38330

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,443 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (May 2021)
Tax Bill	$494 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027047 00902`

Property Details

APN / Parcel Number

Primary APN	`027047 00902`
Alternative APN	`047 00902`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1963
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	472 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	56 JAMES RD
City	DYER
State	TN
Zip	38330-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 21, COUNTY AREA: R05
Jurisdiction	GIBSON TN
Township / Civil Division	19
Census Block Group	2
Census Block	2032
Census Tract	966200

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	56 JAMES RD, DYER, TN 38330-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Dec 15, 2020 · Amount on File
Deed Document Number	205675
Deed Book / Page	1062 / 2260
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	56 JAMES RD, DYER, TN 38330-3210
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173472
Date	Sep 28, 2017
Book Page	1019/1406
Instrument	173472

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	May 20, 2021
Property Address	56 JAMES RD, DYER, TN 38330-3210
Document Number	0000205675
Book / Page	1062 / 2260
Instrument Date	May 18, 2021
Instrument	205675
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JAMES RD, DYER, TN 38330-3210

Mortgage

Document Number	0000205676
Date	May 20, 2021
Instrument	205676

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$494.00 (+21.38%)	$23,050 (+72.01%) Land $2,500 Building $20,550
2024			$92,200 (+72.01%) Land $10,000 Building $82,200
2022		$13,400 Land $1,550 Building $11,850	$53,600 Land $6,200 Building $47,400
2021	$407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CO MUNI WATER DIST #1 serves 2,433 people · EPA ID TN0000709
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on James Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures