74 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 74 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,550 sqft · built 2010
Lot Size	0.692 acres (30,137 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,942 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000152-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000152-0`
Alternative APN	`333437`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,550 sqft Living Area
Gross Area	4,342 sqft
1st Floor Area	2,299 sqft
2nd Floor Area	1,251 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	30,137 sqft (0.692 acres)
Garage Type	Attached
Garage Area	792 sqft
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	498 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	74 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 52 BLOCK 1 ACRES .6919
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	52
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 13, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK
Jun 5, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026
Deed Sale	Apr 8, 2026
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	202610902
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 8, 2026
Property Address	74 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000010902
Instrument Date	Apr 7, 2026
Instrument	202610902
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 INDEPENDENCE TRL, WACO, TX 76708-9603

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	74 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000041589
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000041589
Date	Dec 20, 2017
Instrument	41589

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2027

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 5, 2017
Property Address	74 INDEPENDENCE TRL, WACO, TX 76708-9603
Instrument Date	May 10, 2017
Instrument	17923
Transaction Type	Construction Loan
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000017923
Date	Jun 5, 2017
Instrument	17923

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$794,997 (-3.31%) Land $64,192 Building $730,805	$794,997 (-9.79%) Land $64,192 Building $730,805
2025	$9,942.00 (+0.51%) Homeowner's exemption Disabled Person's exemption	$822,239 (+11.88%)	$881,260 (+19.91%) Land $58,470 Building $822,790
2024	$9,892.00 (+5.21%)
2023		$734,910 Land $58,470 Building $676,440	$734,910 Land $58,470 Building $676,440
2022	$9,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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