65 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 65 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,679 sqft · built 2019
Lot Size	0.799 acres (34,831 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,702 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`180003000002020`

Property Details

APN / Parcel Number

Primary APN	`180003000002020`
Alternative APN	`333448`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,679 sqft Living Area
Gross Area	5,495 sqft
1st Floor Area	3,663 sqft
2nd Floor Area	1,016 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	34,831 sqft (0.799 acres)
Lot Dimensions	222 ft deep x 161 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	500 sqft
Porch	Open Porch
Porch Area	1,101 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	333448
Street Address	65 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 2 BLOCK 2 ACRES .7996
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	2
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	4105

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit GENCO FCU
Oct 15, 2019	Correction Deed, Transfer FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC
Aug 12, 2019	Deed of Trust, Mortgage CORNERSTONE HM LNDG
Jul 22, 2019	Quit Claim Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019
Deed Sale	Jul 22, 2019
Deed Document Number	2019034564
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	65 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031469
Date	Sep 5, 2018
Instrument	2018031469

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	65 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001804
Date	Jan 17, 2020
Instrument	2020001804

Lender

Name	GENCO FCU
Type	Credit Union
Address	WACO, TX 76714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 8, 2025

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 15, 2019
Property Address	65 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000034564
Instrument Date	Oct 15, 2019
Instrument	34564
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	65 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000027849
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	PROVIDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000027849
Date	Aug 20, 2019
Instrument	27849

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 22, 2019
Property Address	65 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000024094
Instrument Date	Jul 22, 2019
Instrument	24094
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$878,460 (-2.39%) Land $62,700 Building $887,300	$950,000 (+5.56%) Land $62,700 Building $887,300
2024	$10,702.00 (+7.82%)
2023		$900,000 Land $54,680 Building $845,320	$900,000 Land $54,680 Building $845,320
2022	$9,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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