74 Hobson St, Lynn, MA 01905 Property Records

Essex County and Saugus Town property record for 74 Hobson St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,450 sqft · built 1997
Lot Size	0.243 acres (10,576 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (May 2011)
Tax Bill	$8,204 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:014-E B:0009 L:0013`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:014-E B:0009 L:0013`
Alternative APNs	`M:014=E B:0009 L:0013` `2025012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	1,328 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,576 sqft (0.243 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2025012
Street Address	74 HOBSON ST
City	LYNN
State	MA
Zip	01905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	9
Legal Lot Number	13
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1013
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:014-E B:0009 L:0013

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	74 HOBSON ST, SAUGUS, MA 01906-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2023	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Dec 31, 2018	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Feb 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jul 06, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2011 · Amount on Record
Deed Sale	May 04, 2011 · Amount on Record
Deed Book / Page	30390 / 66
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	74 HOBSON ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041595-286
Date	Jun 02, 2023
Book Page	41595/286
Instrument	20230602001180

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	74 HOBSON ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037251-241
Date	Dec 31, 2018
Book Page	37251/241
Instrument	20181231002730

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	74 HOBSON ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039508-529
Date	Feb 09, 2021
Book Page	39508/529
Instrument	20210209002550

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	74 HOBSON ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040057-444
Date	Jul 06, 2021
Book Page	40057/444
Instrument	20210706005000

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	74 HOBSON ST, LYNN, MA 01905
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040826-424
Date	Mar 30, 2022
Book Page	40826/424
Instrument	20220330002010

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,204.00 (+2.1%)	$768,200 (+1.82%) Land $335,100 Building $433,100	$880,270
2024	$8,035.00 (+3.72%)	$754,500 (+9.67%) Land $326,100 Building $428,400
2023	$7,747.00	$688,000 Land $285,300 Building $402,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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