20 Hobson St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 20 Hobson St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,090 sqft · built 1900
Lot Size	0.124 acres (5,423 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (May 2018)
Tax Bill	$5,365 (2025)
Deeds & Mortgages	Jul 2021 Refinance Oct 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:037 L:765 S:041`

Property Details

APN / Parcel Number

Primary APN	`B:037 L:765 S:041`
Alternative APN	`LYNN M:037 B:765 L:041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,090 sqft Living Area
Gross Area	2,012 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,423 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	20 HOBSON ST
City	LYNN
State	MA
Zip	01905-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	765
Legal Lot Number	41
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1004
Census Tract	207100

Owner

20 Hobson St is owned and occupied by two individuals who bought it in May 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 HOBSON ST, LYNN, MA 01905-2405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Oct 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
May 24, 2018	Quit Claim Deed, Transfer SAGE BANK
Mar 16, 2018	Quit Claim Deed, Transfer DANIEL S DESTEFANO
Mar 16, 2018	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Prior Sale	Mar 16, 2018 · Amount on File
Deed Book / Page	36736 / 340
Transfer Doc	036736-340
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	20 HOBSON ST, LYNN, MA 01905-2405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040110-488
Date	Jul 23, 2021
Book Page	40110/488
Instrument	20210723004990

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	20 HOBSON ST, LYNN, MA 01905-2405
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037914-566
Date	Oct 8, 2019
Book Page	37914/566
Instrument	20191008002100

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 24, 2018
Property Address	20 HOBSON ST, LYNN, MA 01905-2405
Document Number	36736-340
Book / Page	36736 / 340
Instrument	180524001260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 HOBSON ST, LYNN, MA 01905-2405

Mortgage

Document Number	367360342
Date	May 24, 2018
Instrument	36736/0342

Lender

Name	SAGE BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 16, 2018
Property Address	20 HOBSON ST, LYNN, MA 01905-2405
Document Number	36589-446
Book / Page	036589 / 000446
Instrument Date	Mar 14, 2018
Instrument	1803164210
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 HOLYOKE RD LYNN MA 019051748, LYNN, MA 01905-1748

Mortgage

Document Number	36589-448
Date	Mar 16, 2018
Book Page	036589/000448
Instrument	1803164220

Lender

Name	DANIEL S DESTEFANO

Agreement

Amount	Amount on Record

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LYNN MA
Recording Date	Mar 16, 2018
Property Address	20 HOBSON ST, LYNN, MA 01905-2405
Document Number	36589-440
Book / Page	036589 / 000440
Instrument Date	Feb 13, 2018
Instrument	1803164190
Transaction Type	Foreclosure
Record Updated	Apr 3, 2018

Transaction

Amount	Amount on Record
Tax	$1,007.76
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MARLBOROUGH ST BOSTON MA 021161935, BOSTON, MA 02116-1935

Tax Assessment & Valuation

The 2025 property tax bill for 20 Hobson St was $5,365, up 5.3% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,365.00 (+5.26%)	$517,900 (+7%) Land $207,200 Building $310,700	$497,990
2024	$5,097.00 (+6.92%)	$484,000 (+13.22%) Land $190,400 Building $293,600
2023	$4,767.00	$427,500 Land $169,600 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Hobson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Hobson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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