Middlesex County and Reading Town property record for 74 Highland St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,870 sqft · built 1927 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $655,000 (May 2018) |
| Tax Bill | $9,200 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Dec 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0016.0 |
| Primary APN | READ M:027.0-0000-0016.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 1,521 sqft |
| Basement Area | 860 sqft |
| Unfinished Basement | 430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 860000000200 |
|---|---|
| Street Address | 74 HIGHLAND ST |
| City | READING |
| State | MA |
| Zip | 01867-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| May 30, 2018 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Jun 9, 2017 | Personal Representative Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Jun 9, 2017 · Amount on Record |
| Deed Book / Page | 71074 / 216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72203-341 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 72203/341 |
| Instrument | 15661 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76525-386 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 76525/386 |
| Instrument | 247339 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 30, 2018 |
| Property Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Document Number | 71074-216 |
| Book / Page | 71074 / 216 |
| Instrument | 75570 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.97 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Document Number | 710740219 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 71074/0219 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Document Number | 70220-1 |
| Book / Page | 070220 / 000001 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 70220-1 |
|---|---|
| Date | Nov 10, 2017 |
| Book Page | 070220/000001 |
| Instrument | 183787 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2047 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 9, 2017 |
| Property Address | 74 HIGHLAND ST, READING, MA 01867-2148 |
| Document Number | 69406-161 |
| Book / Page | 069406 / 000161 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 86489 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,371.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 PHEASANTWOOD DR WAKEFIELD MA 018803858, WAKEFIELD, MA 01880-3858 |
| Document Number | 69406-164 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 069406/000164 |
| Instrument | 86490 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,200.00 (-1.15%) | $807,700 (+1.71%) Land $441,700 Building $366,000 | $883,405 (+8.84%) |
| 2024 | $9,307.00 (-1.2%) | $794,100 (+6.13%) Land $434,300 Building $359,800 | $811,680 |
| 2023 | $9,420.00 | $748,200 Land $409,200 Building $339,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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