Erie County and Tonawanda Town property record for 74 Harding Ave, Buffalo, NY 14217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,964 sqft · built 1936 |
| Lot Size | 0.085 acres (3,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Feb 2010) |
| Tax Bill | $6,800 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-0253000 |
| Primary APN | 024-0253000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 966 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,710 sqft (0.085 acres) |
| Lot Dimensions | 105 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 024-0253000 |
|---|---|
| Street Address | 74 HARDING AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14217-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 708 E DELAWARE AV 1443 PTS18 19 35 X 105 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 8102 |
Source: Erie County and Tonawanda Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 HARDING AVE, BUFFALO, NY 14217-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2010 · Amount on Record |
| Deed Sale | Feb 19, 2010 · Amount on Record |
| Deed Document Number | 201031530 |
| Deed Book / Page | 11178 / 2609 |
| Last Transfer Date | Dec 17, 2015 |
| Transfer Doc | 0112899243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 74 HARDING AVE, BUFFALO, NY 14217-1408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 74 HARDING AVE, BUFFALO, NY 14217-1408 |
| Document Number | 0140370446 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 14037/446 |
| Instrument | 2022016195 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 74 HARDING AVE, BUFFALO, NY 14217-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139401810 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 13940/1810 |
| Instrument | 2020083041 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8% |
Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Tonawanda Town |
| Unified School District | Kenmore-Tonawanda Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,800.00 (-22.52%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $8,777.00 (+287.85%) | $55,200 (-) Land $5,900 Building $49,300 | $262,900 (+9.54%) Land $28,100 Building $234,800 |
| 2024 | $2,263.00 (-35.32%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $55,200 (-) Land $5,900 Building $49,300 | $240,000 (+4.35%) Land $25,652 Building $214,348 |
| 2023 | $55,200 Land $5,900 Building $49,300 | $230,000 Land $24,583 Building $205,417 | |
| 2019 | $3,499.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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