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74 Gates St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 74 Gates St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 3,230 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$262,500 (Mar 2016)
Tax Bill$6,383 (2026)
Deeds & MortgagesJun 2021 Refinance
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNT02630

Property Details

APN / Parcel Number

Primary APNT02630
Alternative APNs
  • LOWE M:142 B:2565 L:74
  • M:000142 T:T02630

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,230 sqft Living Area
Gross Area5,147 sqft
1st Floor Area1,254 sqft
Basement Area1,254 sqft
Unfinished Basement1,254 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberT02630
Street Address74 GATES ST
CityLOWELL
StateMA
Zip01851-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block2565
Legal Lot Number74
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2000
Census Tract311800

Owner

74 Gates St is owned and occupied by an individual who bought it in March 2016.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address74 GATES ST, LOWELL, MA 01851-2607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Aug 22, 2018Quit Claim Deed, Transfer
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2016 · Amount on File
Deed SaleMar 8, 2016 · Amount on File
Prior SaleJun 28, 2010 · Amount on File
Deed Book / Page29859 / 190
Transfer Doc32346-95
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address74 GATES ST, LOWELL, MA 01851-2607
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035874-163
DateJun 14, 2021
Book Page35874/163
Instrument34978
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2051

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 22, 2018
Property Address74 GATES ST, LOWELL, MA 01851-2607
Document Number32346-95
Book / Page32346 / 95
Instrument36456
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$44.49
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32346-97
DateAug 22, 2018
Book Page32346/97
Instrument36457
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 74 Gates St was $6,383, up 8.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,383.00 (+8.28%)$562,400 (+9.52%) Land $132,600 Building $429,800$598,579 (+9.37%)
2025$5,895.00 (+2.47%)$513,500 (+6.31%) Land $116,900 Building $396,600$547,295 (+12.3%)
2024$5,753.00 (+5.62%)$483,000 (+10.12%) Land $109,300 Building $373,700$487,350
2023$5,447.00$438,600 Land $95,000 Building $343,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Gates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 74 Gates St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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