Middlesex County and Lowell City property record for 65 Gates St, Lowell, MA 01851
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 4 ba · 3,565 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jun 2015) |
| Tax Bill | $8,761 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D10100 |
| Primary APN | D10100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,565 sqft Living Area |
| Gross Area | 5,801 sqft |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 1,383 sqft |
| Unfinished Basement | 1,383 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | D10100 |
|---|---|
| Street Address | 65 GATES ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-2606 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TMF |
| Legal Subdivision | BUILDING LOWELL |
| Legal Block | 2565 |
| Legal Lot Number | 65 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311800 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 GATES ST, LOWELL, MA 01851-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on Record |
| Deed Sale | Jun 29, 2015 · Amount on Record |
| Prior Sale | Apr 13, 2007 · Amount on Record |
| Deed Book / Page | 29188 / 236 |
| Transfer Doc | 029188-236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 65 GATES ST, LOWELL, MA 01851-2606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037369-265 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 37369/265 |
| Instrument | 38451 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Oct 1, 2045 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,761.00 (+5.75%) | $771,900 (+6.96%) Land $140,800 Building $631,100 |
| 2025 | $8,285.00 (+4.89%) | $721,700 (+8.82%) Land $124,200 Building $597,500 |
| 2024 | $7,899.00 (+1.88%) | $663,200 (+6.25%) Land $116,100 Building $547,100 |
| 2023 | $7,753.00 | $624,200 Land $100,900 Building $523,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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