Worcester County and Winchendon Town property record for 74 Gardner Rd, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,924 sqft · built 1986 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,500 (Jan 2013) |
| Tax Bill | $3,847 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Apr 2024 Mortgage |
| APN | WINC M:9 B:0 L:163 |
| Primary APN | WINC M:9 B:0 L:163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,568 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Street Address | 74 GARDNER RD |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 163 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 701101 |
74 Gardner Rd is owned and occupied by an individual who bought it in January 2013.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION |
| Apr 10, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GFA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2013 · Amount on File |
| Deed Sale | Jan 11, 2013 · Amount on File |
| Prior Sale | Jun 12, 2000 · Amount on File |
| Deed Book / Page | 50273 / 223 |
| Transfer Doc | 050273-223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 74 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067709-163 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 67709/163 |
| Instrument | 61809 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 74 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070382-66 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 70382/66 |
| Instrument | 26080 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2044 |
The 2025 property tax bill for 74 Gardner Rd was $3,847, up 4.1% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,847.00 (+4.14%) | $327,400 (+11.13%) Land $53,300 Building $274,100 | $345,515 (-2.1%) |
| 2024 | $3,694.00 (-2.64%) | $294,600 (+4.06%) Land $49,000 Building $245,600 | $352,925 |
| 2023 | $3,794.00 | $283,100 Land $46,800 Building $236,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 74 Gardner Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Gardner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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