74 Forest Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 74 Forest Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	4,818 sqft · built 2016
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$949,000 (Aug 2018)
Tax Bill	$28,170 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-00014-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`03-00014-0000-00001-02`
Alternative APNs	`0300014000000001` `00000244`

Interior

Building Area	4,818 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	120 ft deep x 112 ft wide

Location & Zoning

Account Number	00000244
Street Address	74 FOREST AVE
City	CALDWELL
State	NJ
Zip	07006-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	112X120 IRR 0.31AC
Legal Subdivision	BOROUGH/CALDWELL
Legal Block	14
Legal Lot Number	1.2
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	3
Census Block	3007
Census Tract	21701

Owner

74 Forest Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit GTE FCU
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 20, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Aug 2, 2019	Deed of Trust, Mortgage MUTUAL/OMAHA MTG LLC
Aug 21, 2018	Grant Deed, Transfer RESIDENTIAL HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Deed Document Number	201873322
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063404
Date	Oct 8, 2025
Instrument	2025063404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 FOREST AVE, CALDWELL, NJ 07006-5238

Mortgage

Document Number	0000036588
Date	Apr 8, 2022
Instrument	2022036588

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036587
Date	Apr 8, 2022
Instrument	2022036587

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021102230
Date	Aug 19, 2021
Instrument	2021102230

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Document Number	0000059717
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 FOREST AVE CALDWELL NJ 070065238, CALDWELL, NJ 07006-5238

Mortgage

Document Number	0000059717
Date	Jun 29, 2020
Instrument	59717

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Document Number	0000075519
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 FOREST AVE CALDWELL NJ 070065238, CALDWELL, NJ 07006-5238

Mortgage

Document Number	0000075519
Date	Aug 12, 2019
Instrument	75519

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	100 W 22ND ST # 101, LOMBARD, IL 60148-4877

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 21, 2018
Property Address	74 FOREST AVE, CALDWELL, NJ 07006-5238
Document Number	0000073322
Instrument Date	Jul 16, 2018
Instrument	73322
Transaction Type	Transfer
Record Updated	Nov 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	74 FOREST AVE CALDWELL NJ 070065238, CALDWELL, NJ 07006-5238

Mortgage

Document Number	73325
Date	Aug 21, 2018
Instrument	73325

Lender

Name	RESIDENTIAL HM MTG
Type	Mortgage Company
Address	HAMPTON, NJ 08827

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 74 Forest Ave was $28,170, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,900 (-) Land $263,100 Building $601,800	$864,900 (-) Land $263,100 Building $601,800
2025	$28,170.00 (+2.3%)	$864,900 Land $263,100 Building $601,800	$864,900 Land $263,100 Building $601,800
2024	$27,538.00
2023		$864,900 Land $263,100 Building $601,800	$864,900 Land $263,100 Building $601,800
2022	$26,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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