69 Forest Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 69 Forest Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,035 sqft · built 1914
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$761,000 (Sep 2023)
Tax Bill	$14,373 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00020-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-00020-0000-00011`
Alternative APNs	`030002000011` `00000369`

Interior

Building Area	2,035 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide

Location & Zoning

Account Number	00000369
Street Address	69 FOREST AVE
City	CALDWELL
State	NJ
Zip	07006-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X155 IRR
Legal Subdivision	FIRST PRESBYTERIAN CHURCH/CALD
Legal Block	20
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	3
Census Block	3001
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 FOREST AVE, CALDWELL, NJ 07006-5230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLE FIRST FEDERAL CREDIT UNION
Sep 5, 2023	Deed, Transfer · Conventional Mortgage VISIONS FCU
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 6, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202353191
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 28, 2026
Property Address	69 FOREST AVE, CALDWELL, NJ 07006-5230
Document Number	0000028397
Instrument Date	Apr 21, 2026
Instrument	202628397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GREEN HILL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 FOREST AVE, CALDWELL, NJ 07006-5230

Mortgage

Document Number	0000028397,
Date	Apr 28, 2026
Instrument	202628397

Lender

Name	PEOPLE FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 5, 2023
Property Address	69 FOREST AVE, CALDWELL, NJ 07006-5230
Document Number	0000053191
Instrument Date	Aug 17, 2023
Instrument	2023053191
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,902.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 FOREST AVE, CALDWELL, NJ 07006-5230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 FOREST AVE, CALDWELL, NJ 07006-5230

Mortgage

Document Number	0000053192
Date	Sep 5, 2023
Instrument	2023053192

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Max Rate	11.2%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	69 FOREST AVE, CALDWELL, NJ 07006-5230
Document Number	0000094700
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 FOREST AVE CALDWELL NJ 070065230, CALDWELL, NJ 07006-5230

Mortgage

Document Number	0000094700
Date	Oct 4, 2019
Instrument	94700

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 6, 2018
Property Address	69 FOREST AVE, CALDWELL, NJ 07006-5230
Document Number	0000067952
Instrument Date	Jul 24, 2018
Instrument	67952
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 FOREST AVE CALDWELL NJ 070065230, CALDWELL, NJ 07006-5230

Mortgage

Document Number	67953
Date	Aug 6, 2018
Instrument	67953

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,300 (-) Land $228,500 Building $212,800	$441,300 (-) Land $228,500 Building $212,800
2025	$14,373.00 (+2.3%)	$441,300 (-) Land $228,500 Building $212,800	$441,300 (-) Land $228,500 Building $212,800
2024	$14,050.00 (+5.32%)
2023		$441,300 (-) Land $228,500 Building $212,800	$441,300 (-) Land $228,500 Building $212,800
2022	$13,340.00 (+5.04%)	$441,300 Land $228,500 Building $212,800	$441,300 Land $228,500 Building $212,800
2021	$12,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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