74 Estero Rd, Waynesville, NC 28786 Property Records

Haywood County property record for 74 Estero Rd, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,572 sqft · built 1964
Lot Size	0.257 acres (11,208 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2020)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8614-28-6548`

Property Details

APN / Parcel Number

Primary APN	`8614-28-6548`
Alternative APN	`200699`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Heated Area
Gross Area	2,577 sqft
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft
Finished Basement	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	11,208 sqft (0.257 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	200699
Street Address	74 ESTERO RD
City	WAYNESVILLE
State	NC
Zip	28786-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCND
Legal Description	74 ESTERO RD
Legal Subdivision	G C FARMER
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1037
Census Tract	921100

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 INDIAN SPRINGS DR, WAYNESVILLE, NC 28786-5084
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Oct 24, 2005 · Amount on Record
Deed Document Number	202013732
Deed Book / Page	1017 / 940
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 22, 2020
Property Address	74 ESTERO RD, WAYNESVILLE, NC 28786-5560
Document Number	0010170940
Book / Page	1017 / 940
Map Reference	CAB D SLOT 1097
Instrument Date	Dec 21, 2020
Instrument	2020013732
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6436 WESTSHORE RD, 6436, COLUMBIA, SC 29206-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 ESTERO RD, WAYNESVILLE, NC 28786-5560

Mortgage

Document Number	0001017943
Date	Dec 22, 2020
Instrument	1017/943

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,300 (-) Land $52,900 Building $216,400
2025	$1,640.00	$269,300 (-) Land $52,900 Building $216,400	$269,300 (-) Land $52,900 Building $216,400
2023		$269,300 Land $52,900 Building $216,400	$269,300 (-) Land $52,900 Building $216,400
2021			$269,300 Land $52,900 Building $216,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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