Haywood County property record for 20 Estero Rd, Waynesville, NC 28786 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1958 |
| Lot Size | 0.464 acres (20,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Oct 2021) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8614-28-3779 |
| Primary APN | 8614-28-3779 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,372 sqft Heated Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,660 sqft |
| Finished Basement | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 20,225 sqft (0.464 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 256858 |
|---|---|
| Street Address | 20 ESTERO RD |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-5560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT #3 MAP 6 G C FARMER |
| Legal Subdivision | G C FARMER |
| Legal Unit | 3 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 921100 |
Source: Haywood County records · APN 8614-28-3779
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 01, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2021 · Amount on Record |
| Deed Sale | Oct 01, 2021 · Amount on Record |
| Prior Sale | Jul 22, 1968 · Amount on Record |
| Deed Document Number | 202112248 |
| Deed Book / Page | 1043 / 2485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
| Document Number | 0011401795 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 1140/1795 |
| Instrument | 2025009762 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 08, 2023 |
| Property Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
| Document Number | 0010920055 |
| Book / Page | 1092 / 55 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023006813 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 CHAHYGA WAY 375 DALY DRIVE, LOUDON, TN 37774 |
| Name | Verified Name |
|---|---|
| Address | 375 DAILEY AVE, LOUDON, TN 37774-6578 |
| Document Number | 2023006810 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | 2023006810 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010510922 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 1051/922 |
| Instrument | 2021015721 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 01, 2021 |
| Property Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
| Document Number | 0010432485 |
| Book / Page | 1043 / 2485 |
| Map Reference | MB G PG 16 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021012248 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3751 BROAD ST, 3751, CLYDE, NC 28721-6808 |
| Name | Verified Name |
|---|---|
| Address | 20 ESTERO RD, WAYNESVILLE, NC 28786-5560 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Waynesville Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,300 (-) Land $51,800 Building $165,500 | ||
| 2025 | $1,354.00 | $217,300 (-) Land $51,800 Building $165,500 | $217,300 (-) Land $51,800 Building $165,500 |
| 2023 | $217,300 Land $51,800 Building $165,500 | $217,300 (-) Land $51,800 Building $165,500 | |
| 2021 | $217,300 Land $51,800 Building $165,500 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 53% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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