74 E Main St, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 74 E Main St, Panama, NY 14767 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,820 sqft · built 2006
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on File
Tax Bill$4,156 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Sale
APN064801 399.01-2-21.1

Property Details

APN / Parcel Number

Primary APN064801 399.01-2-21.1
Alternative APN
  • 0648013990010002021000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Living Area
1st Floor Area1,820 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area100,188 sqft (2.3 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area330 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address74 E MAIN ST
CityPANAMA
StateNY
Zip14767-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number21.001
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionHARMONY
Census Block Group2
Census Block2000
Census Tract36802

Owner

Source: Chautauqua County and Harmony Town records · APN 064801 399.01-2-21.1

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address74 E MAIN ST, PANAMA, NY 14767-9730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2018Deed of Trust, Mortgage
COMMUNITY BANK NA
Aug 29, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address74 E MAIN ST, PANAMA, NY 14767-9730
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2018003566
DateAug 29, 2018
InstrumentMT2018003566
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term353 Months
DueJan 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateAug 29, 2018
Property Address74 E MAIN ST, PANAMA, NY 14767-9730
Document NumberDE2018005863
Instrument DateAug 24, 2018
InstrumentDE2018005863
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 S HANFORD AVE, JAMESTOWN, NY 14701-4407

Tax Assessment & Valuation

Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionHarmony Town
MunicipalityPanama Village
Unified School DistrictPanama Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,156.00$122,000 (-) Land $14,600 Building $107,400$203,300 (+19.17%) Land $24,329 Building $178,971
2023$122,000 (-) Land $14,600 Building $107,400$170,600 (+22.5%) Land $20,416 Building $150,184
2022$122,000 Land $14,600 Building $107,400$139,269 Land $16,667 Building $122,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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