Kent County property record for 74 E Gardner St, Sparta, MI 49345 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1927 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Apr 2017) |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-23-151-011 |
| Primary APN | 41-05-23-151-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 528 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 74 E GARDNER ST |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 * JOHNSON & AVERILL'S ADD |
| Legal Subdivision | JOHNSON & AVERILLS ADD |
| Legal Lot Number | 45 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10402 |
Source: Kent County records · APN 41-05-23-151-011
Assessment roll updated June 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 W GARDNER ST, SPARTA, MI 49345-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2023 | Intrafamily Transfer, Transfer |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 20, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on Record |
| Deed Sale | Apr 20, 2017 · Amount on Record |
| Prior Sale | May 17, 2013 · Amount on Record |
| Deed Document Number | 201734804 |
| Last Transfer Date | Aug 29, 2023 |
| Transfer Doc | 0000050137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 01, 2023 |
| Property Address | 74 E GARDNER ST, SPARTA, MI 49345-1518 |
| Document Number | 0000050137 |
| Map Reference | LB 20 PG 12 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 20230901-0050137 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 E GARDNER ST, SPARTA, MI 49345-1518 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 74 E GARDNER ST, SPARTA, MI 49345-1518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000041577 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 20210407-0041577 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Apr 20, 2017 |
| Property Address | 74 E GARDNER ST, SPARTA, MI 49345-1518 |
| Document Number | 0000034804 |
| Map Reference | LB20 PG12 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 20170420-0034804 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 E GARDNER ST, 74, SPARTA, MI 49345-1518 |
| Name | Verified Name |
|---|---|
| Address | 8555 MYERS LAKE AVE NE, ROCKFORD, MI 49341-9314 |
| Document Number | 0000034805 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 20170420-0034805 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Sparta Township |
| Municipality | Sparta Village |
| Unified School District | Sparta Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,981.00 (+36.43%) Homeowner's exemption | $88,500 (+24.12%) | $177,000 (+24.12%) |
| 2023 | $71,300 | $142,600 | |
| 2019 | $1,452.00 |
Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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