Kent County property record for 46 E Gardner St, Sparta, MI 49345 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 984 sqft · built 1950 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Jun 2014) |
| Tax Bill | $1,720 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-23-151-008 |
| Primary APN | 41-05-23-151-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 46 E GARDNER ST |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 * JOHNSON & AVERILL'S ADD |
| Legal Subdivision | JOHNSON & AVERILLS ADD |
| Legal Lot Number | 48 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10402 |
Source: Kent County records · APN 41-05-23-151-008
Assessment roll updated June 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 W GARDNER ST, SPARTA, MI 49345-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit INTANDEM CU |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit INTANDEM CU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KENT COUNTY CU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Line of Credit KENT COUNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2014 · Amount on Record |
| Deed Sale | Jun 19, 2014 · Amount on Record |
| Prior Sale | Mar 23, 2006 · Amount on Record |
| Deed Document Number | 201448479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 46 E GARDNER ST, SPARTA, MI 49345-1518 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 46 E GARDNER ST, SPARTA, MI 49345-1518 |
| Document Number | 0000073299 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 20251112-0073299 |
| Name | INTANDEM CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 46 E GARDNER ST, SPARTA, MI 49345-1518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46 E GARDNER ST, SPARTA, MI 49345-1518 |
| Document Number | 0000039848 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 20220512-0039848 |
| Name | INTANDEM CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 46 E GARDNER ST, SPARTA, MI 49345-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 409595 2113 #Y Y, Y, ID 40959 |
| Document Number | 0000043198 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 20210413-0043198 |
| Name | KENT COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 46 E GARDNER ST, SPARTA, MI 49345-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043331 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 20210413-0043331 |
| Name | KENT COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 09, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Sparta Township |
| Municipality | Sparta Village |
| Unified School District | Sparta Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,720.00 (+36.4%) Homeowner's exemption | $93,800 (+21.19%) | $187,600 (+21.19%) |
| 2023 | $77,400 | $154,800 | |
| 2019 | $1,261.00 |
Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures