74 Draycott Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 74 Draycott Ave, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,472 sqft · built 2017
Lot Size0.63 acres (27,445 sqft)
Owner2 Individual Names on File
Last Sale$502,220 (Feb 2018)
Tax Bill$7,485 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN681216

Property Details

APN / Parcel Number

Primary APN681216
Alternative APNs
  • DRAC M:68 B:12 L:1.6
  • M:0068 B:0012 L:01.6

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,472 sqft Living Area
Gross Area4,500 sqft
Basement Area810 sqft
Unfinished Basement810 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,445 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number681216
Street Address74 DRAYCOTT AVE
CityDRACUT
StateMA
Zip01826-6008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block12
Legal Lot Number1.6
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group3
Census Block3017
Census Tract314301

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address74 DRAYCOTT AVE, DRACUT, MA 01826-6008
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jan 10, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Feb 9, 2018Quit Claim Deed, Transfer
NORTHERN BK & TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2018 · Amount on File
Deed SaleFeb 9, 2018 · Amount on File
Deed Book / Page31856 / 294
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address74 DRAYCOTT AVE, DRACUT, MA 01826-6008
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number036612-156
DateDec 13, 2021
Book Page36612/156
Instrument71822
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address74 DRAYCOTT AVE, DRACUT, MA 01826-6008
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number036706-100
DateJan 10, 2022
Book Page36706/100
Instrument1254
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term289 Months
DueFeb 1, 2046
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address74 DRAYCOTT AVE, DRACUT, MA 01826-6008
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34875-191
DateNov 6, 2020
Book Page34875/191
Instrument56565
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateFeb 9, 2018
Property Address74 DRAYCOTT AVE, DRACUT, MA 01826-6008
Document Number31856-294
Book / Page31856 / 294
Instrument5628
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 DRAYCOTT AVE, DRACUT, MA 01826-6008
InvestorPossibly a Property Investor

Mortgage

Document Number318570001
DateFeb 9, 2018
Instrument31857/0001
Lender
NameNORTHERN BK & TR
Agreement
AmountAmount on Record
Term360 Months
DueFeb 9, 2048

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,485.00 (+0.34%)$774,000 (+4.99%) Land $235,200 Building $538,800$705,565 (-)
2025$7,460.00 (+2.18%)$737,200 (+5.51%) Land $215,700 Building $521,500$705,565 (+4.39%)
2024$7,301.00 (+2.41%)$698,700 (+13.5%) Land $205,400 Building $493,300$675,925
2023$7,129.00$615,600 Land $178,500 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1988–2007)
Most Recent ClaimApr 2007 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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