61 Draycott Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 61 Draycott Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,280 sqft · built 2018
Lot Size	0.509 acres (22,151 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2018)
Tax Bill	$7,626 (2026)
Deeds & Mortgages	Aug 2021 Refinance Apr 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:68 L:39`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:68 L:39`
Alternative APNs	`M:0068 B:0000 L:0039` `153007`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	4,184 sqft
1st Floor Area	1,890 sqft
Basement Area	1,830 sqft
Unfinished Basement	1,808 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,151 sqft (0.509 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	153007
Street Address	61 DRAYCOTT AVE
City	DRACUT
State	MA
Zip	01826-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	39
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3017
Census Tract	314301

Owner

61 Draycott Ave is owned and occupied by an individual who bought it in August 2018.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Dec 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Aug 2, 2018	Quit Claim Deed, Transfer VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Book / Page	32296 / 162
Transfer Doc	032296-162
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036186-249
Date	Aug 30, 2021
Book Page	36186/249
Instrument	50765

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038456-29
Date	Apr 30, 2024
Book Page	38456/29
Instrument	11419

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038943-276
Date	Dec 5, 2024
Book Page	38943/276
Instrument	38408

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039811-156
Date	Jan 21, 2026
Book Page	39811/156
Instrument	1839

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33489-112
Date	Oct 28, 2019
Book Page	33489/112
Instrument	46885

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Aug 2, 2018
Property Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007
Document Number	32296-162
Book / Page	32296 / 162
Instrument	33319
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 DRAYCOTT AVE, DRACUT, MA 01826-6007

Mortgage

Document Number	322960165
Date	Aug 2, 2018
Instrument	32296/0165

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 61 Draycott Ave was $7,626, up 0.2% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,626.00 (+0.22%)	$788,600 (+4.88%) Land $227,800 Building $560,800	$676,970 (-)
2025	$7,609.00 (+1.81%)	$751,900 (+5.13%) Land $209,000 Building $542,900	$676,970 (+4.09%)
2024	$7,474.00 (+2.31%)	$715,200 (+13.38%) Land $199,000 Building $516,200	$650,370
2023	$7,305.00	$630,800 Land $173,000 Building $457,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Draycott Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Draycott Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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