Orange County property record for 74 Derby, Irvine, CA 92602 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,649 sqft · built 2018 |
| Lot Size | 0.098 acres (4,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,637,000 (Dec 2018) |
| Tax Bill | $25,456 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-331-23 |
| Primary APN | 527-331-23 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,649 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 4,309 sqft (0.098 acres) |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 74 DERBY |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92602-1854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17767 BLK LOT 80 |
| Legal Tract | 17767 |
| Legal Lot Number | 80 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 5 |
| Census Block | 5030 |
| Census Tract | 52437 |
Source: Orange County records · APN 527-331-23
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 27, 2018 | Grant Deed, Subdivision Related Transfer · ARM WELLS FARGO BANK NA |
| Jul 10, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 2018000481662 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Document Number | 0000521776 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021000521776 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TTL & SYNR |
| Name | Verified Name |
|---|---|
| Address | 74 DEBRA, IRVINE, CA 92602 |
| Document Number | 0000489305 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020000489305 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 27, 2018 |
| Property Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Document Number | 0000481662 |
| Map Reference | MB 947 PG 10-15 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2018000481662 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Document Number | 0000481663 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018000481663 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 10, 2018 |
| Property Address | 74 DERBY, IRVINE, CA 92602-1854 |
| Document Number | 0000251895 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 251895 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,252.55 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2 ADA #200 IRVINE CA 926185325, 200, IRVINE, CA 92618-5325 |
| Investor | Possibly a Property Investor |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Tustin Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $25,456.00 (+6.03%) | $1,826,034 (+4.04%) Land $1,013,055 Building $812,979 |
| 2023 | $24,008.00 (+1.78%) | $1,755,128 Land $973,717 Building $781,411 |
| 2022 | $23,588.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590524375, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 463 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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