74 Cotton Dr, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 74 Cotton Dr, Windham, ME 04062

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,430 sqft · built 1988
Lot Size	0.749 acres (32,626 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (May 2023)
Tax Bill	$4,761 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15B013A01000`

Property Details

APN / Parcel Number

Primary APN	`15B013A01000`
Alternative APNs	`WINM M:15B B:13 L:A01` `D4263R` `D4534R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,430 sqft
Basement Area	1,380 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,626 sqft (0.749 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D4534R
Street Address	74 COTTON DR
City	WINDHAM
State	ME
Zip	04062-5275
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM/LR
Legal Block	13
Legal Lot Number	A01
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1020
Census Tract	4804

Owner

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	74 COTTON DR, WINDHAM, ME 04062-5275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORWAY SAVINGS BANK
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN
Apr 23, 2018	Warranty Deed, Transfer CROSS COUNTRY MTG INC
Feb 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Book / Page	40099 / 313
Transfer Doc	0346550133
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	May 1, 2023
Property Address	74 COTTON DR, WINDHAM, ME 04062-5275
Document Number	0400990313
Book / Page	40099 / 313
Instrument Date	Apr 28, 2023
Instrument	13006
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 COTTON DR, WINDHAM, ME 04062-5275

Mortgage

Document Number	0000013007
Date	May 1, 2023
Instrument	13007

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	74 COTTON DR, WINDHAM, ME 04062-5275
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370850001
Date	Aug 24, 2020
Book Page	37085/1
Instrument	51195

Lender

Name	NORTHEAST HOME LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Apr 23, 2018
Property Address	74 COTTON DR, WINDHAM, ME 04062-5275
Document Number	0347920210
Book / Page	34792 / 0210
Instrument	000000017960
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017961
Date	Apr 23, 2018
Instrument	000000017961

Lender

Name	CROSS COUNTRY MTG INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDHAM ME
Recording Date	Feb 14, 2018
Property Address	74 COTTON DR, WINDHAM, ME 04062-5275
Document Number	0346550133
Book / Page	034655 / 000133
Instrument Date	Oct 27, 2017
Instrument	7266
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 ROCKLINN DR WINDHAM ME 040624992, WINDHAM, ME 04062-4992

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,761.00 (+5.15%)	$394,800 (-) Land $133,800 Building $261,000
2024	$4,528.00 (+6.57%)	$394,800 (+4.06%) Land $133,800 Building $261,000
2023	$4,249.00 (+8.2%)	$379,400 (+12.18%) Land $124,600 Building $254,800
2022	$3,927.00	$338,200 Land $111,100 Building $227,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures