Clay County property record for 74 Commerce St, West Point, MS 39773 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1928 |
| Square Footage | 1,463 sqft Finished Area |
| Occupancy | Owner Occupied |
| Primary APN | 083C314B 0040000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,463 sqft Finished Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Street Address | 74 COMMERCE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3062 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 28 W 3 DB 301/845 |
| Legal Block | 28 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C314B 0040000
Assessment roll updated September 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 74 COMMERCE ST, WEST POINT, MS 39773-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 23, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANCORPSOUTH BANK |
| May 23, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 0000301845 |
| Deed Book / Page | 301 / 845 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 74 COMMERCE ST, WEST POINT, MS 39773-3062 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000514/105 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 514/105 |
| Instrument | 2019003172 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 23, 2019 |
| Property Address | 74 COMMERCE ST, WEST POINT, MS 39773-3062 |
| Document Number | 301/845 |
| Book / Page | 301 / 845 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019003171 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 COMMERCE ST, 74, WEST POINT, MS 39773-3062 |
| Name | Verified Name |
|---|---|
| Address | 1946 BENITA DR UNIT 4, 4, RANCHO CORDOVA, CA 95670-2655 |
Source: Clay County records · Assessment roll updated September 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,420 (-) Land $1,211 Building $5,209 | $64,199 (-) Land $12,113 Building $52,086 | |
| 2023 | $6,420 Land $1,211 Building $5,209 | $64,199 Land $12,113 Building $52,086 | |
| 2019 | $196.00 |
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