Clay County property record for 45 Commerce St, West Point, MS 39773 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1940 |
| Square Footage | 1,390 sqft Finished Area |
| Lot Size | 0.279 acres |
| Garage | 929 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $264.00 (2025) |
| Primary APN | 083C314B 0220000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,390 sqft Finished Area |
| 1st Floor | 1,304 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 12,168 sqft |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 929 sqft Garage |
| Street Address | 45 COMMERCE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3062 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 27 W 3 DB 289/477 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C314B 0220000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 COMMERCE ST, WEST POINT, MS 39773-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 28, 2020 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 45 COMMERCE ST, WEST POINT, MS 39773-3062 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 536/801 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 536/801 |
| Instrument | 2021004519 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 45 COMMERCE ST, WEST POINT, MS 39773-3062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 522/810 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 522/810 |
| Instrument | 2020003045 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 27, 2040 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264.00 (-59.88%) Additional exemption filed | $7,329 (-) Land $1,125 Building $6,204 | $73,291 (-) Land $11,250 Building $62,041 |
| 2024 | $7,329 (+21.34%) Land $1,125 Building $6,204 | $73,291 (+21.35%) Land $11,250 Building $62,041 | |
| 2023 | $658.00 (+1.23%) Additional exemption filed | $6,040 Land $1,125 Building $4,915 | $60,395 Land $11,250 Building $49,145 |
| 2022 | $650.00 |
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