74 Breakneck Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 74 Breakneck Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,734 sqft · built 1986
Lot Size	4.95 acres (215,622 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2016)
Tax Bill	$7,254 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170-04542-074`

Property Details

APN / Parcel Number

Primary APN	`170-04542-074`
Alternative APNs	`STUR M:170 B:000 L:4542-074` `M:170 B:000 L:4542=074`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	3,580 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	215,622 sqft (4.95 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	170-04542-074
Street Address	74 BREAKNECK RD
City	STURBRIDGE
State	MA
Zip	01566-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	LAND STURBRIDGE
Legal Lot Number	4542-74
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1056
Census Tract	758101

Owner

74 Breakneck Rd is owned and occupied by an individual who bought it in April 2016.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	74 BREAKNECK RD, STURBRIDGE, MA 01566-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2016 · Amount on File
Deed Sale	Apr 5, 2016 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Book / Page	55150 / 220
Transfer Doc	055150-220
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	74 BREAKNECK RD, STURBRIDGE, MA 01566-1130
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057409-199
Date	Jul 13, 2017
Book Page	57409/199
Instrument	73930

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 74 Breakneck Rd was $7,254, up 3.5% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,254.00 (+3.45%)	$465,000 (+5.63%) Land $102,200 Building $362,800	$458,100 (-5.62%)
2025	$7,012.00 (+4.19%)	$440,200 (+7.87%) Land $98,700 Building $341,500	$485,355 (+0.57%)
2024	$6,730.00 (+5.54%)	$408,100 (+15.64%) Land $96,600 Building $311,500	$482,600
2023	$6,377.00	$352,900 Land $85,700 Building $267,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74 Breakneck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Breakneck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20