Gilmer County property record for 74 Bear Tract Dr, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,172 sqft · built 2004 |
| Lot Size | 2.82 acres (123,275 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3086F 035 |
| Primary APN | 3086F 035 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,172 sqft Heated Area |
| 1st Floor Area | 2,273 sqft |
| 2nd Floor Area | 707 sqft |
| Attic Area | 171 sqft |
| Basement Area | 2,265 sqft |
| Finished Basement | 2,021 sqft |
| Unfinished Basement | 244 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 123,275 sqft (2.82 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 516 sqft |
| Deck Area | 294 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28387 |
|---|---|
| Street Address | 74 BEAR TRACT DR |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-6317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 164R MTN CREEK HOLLOW INC |
| Legal Subdivision | MTN CREEK HOLLOW |
| Legal Lot Number | 164R |
| Jurisdiction | GILMER GA |
| Township / Civil Division | SOUTH GILMER |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 80500 |
74 Bear Tract Dr is owner-occupied and held in a trust since May 2022.
Source: Gilmer County records, as of February 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 74 BEAR TRACT DR, TALKING ROCK, GA 30175-6317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 |
| Deed Sale | May 16, 2022 |
| Deed Document Number | 0002514144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 74 BEAR TRACT DR, TALKING ROCK, GA 30175-6317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 003479 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 2043/93 |
| Instrument | 003479 |
| Name | FIRST CHOICE LOAN SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | May 1, 2027 |
The 2025 property tax bill for 74 Bear Tract Dr was $1,419 with exemptions applied.
Source: Gilmer County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,419.00 Homeowner's exemption Senior Citizen's exemption | $398,840 Land $18,560 Building $380,280 | $997,100 Land $46,400 Building $950,700 |
| 2023 | $1,403.00 (-76.28%) Homeowner's exemption Senior Citizen's exemption | $390,400 (+16.16%) Land $12,800 Building $377,600 | $976,000 (+16.16%) Land $32,000 Building $944,000 |
| 2022 | $5,914.00 Homeowner's exemption Senior Citizen's exemption | $336,080 Land $14,080 Building $322,000 | $840,200 Land $35,200 Building $805,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Bear Tract Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Bear Tract Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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