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74 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 74 Ave Descanso, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,274 sqft · built 1994
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on File
Last Sale$1,158,000 (Aug 2024)
Tax Bill$13,032 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-811-36-00

Property Details

APN / Parcel Number

Primary APN157-811-36-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,274 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area9,453 sqft (0.217 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address74 AVENIDA DESCANSO
CityOCEANSIDE
StateCA
Zip92057-6037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 77 TR 012343
Legal SubdivisionRIVER MEADOW
Legal Tract012343
Legal Block2
Legal Lot Number77
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2014
Census Tract18521

Owner

Source: San Diego County records · APN 157-811-36-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address74 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6037
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Grant Deed, Transfer · VA Mortgage
NAVY FCU
Jan 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleAug 09, 2021 · Amount on Record
Deed Document Number2024221004
Record UpdatedSep 20, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 09, 2021
Property Address74 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6037
Document Number0000566017
Map ReferenceMAP 12343
Instrument DateJul 01, 2021
Instrument2021-0566017
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6037

Mortgage

Document Number0000566018
DateAug 09, 2021
Instrument2021-0566018
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address74 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6037
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049989
DateJan 30, 2020
Instrument2020-0049989
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateFeb 01, 2025
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.12%
Index5-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,181,160 (+2%) Land $918,000 Building $263,160
2025$13,032.00 (+23.02%)$1,158,000 (+22.73%) Land $900,000 Building $258,000
2023$10,593.00 (+1.54%)$943,499 Land $519,608 Building $423,891
2022$10,432.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
14 of 16 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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