72 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 72 Ave Descanso, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 1994
Lot Size	0.224 acres (9,765 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Mar 1994)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`157-811-37-00`

Property Details

APN / Parcel Number

Primary APN	`157-811-37-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,303 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	9,765 sqft (0.224 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	72 AVENIDA DESCANSO
City	OCEANSIDE
State	CA
Zip	92057-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 TR 012343
Legal Subdivision	RIVER MEADOW
Legal Tract	012343
Legal Block	2
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2014
Census Tract	18521

Owner

Source: San Diego County records · APN 157-811-37-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	72 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 1994 · Amount on Record
Deed Sale	Mar 29, 1994 · Amount on Record
Deed Document Number	1994207498
Last Transfer Date	Jan 14, 2003
Transfer Doc	0000047954
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	72 AVENIDA DESCANSO, OCEANSIDE, CA 92057-6037
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229109
Date	May 22, 2017
Instrument	2017-0229109

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$343,879 (+2%) Land $77,996 Building $265,883
2025	$3,860.00 (+5.23%) Homeowner's exemption	$337,137 (+4.04%) Land $76,467 Building $260,670
2023	$3,668.00 (+1.61%) Homeowner's exemption	$324,048 Land $73,499 Building $250,549
2022	$3,610.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force 14 of 16 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.